Cancer

You have the option to purchase cancer insurance, which pays cash benefits directly to you when you need them the most. If you’re ever diagnosed with a covered cancer, these benefits are more important than ever. Cancer treatment is expensive—today, cancer costs patients and families more than any other chronic illness. Cancer Protection Assurance can help with cancer-associated costs like deductibles, co-pays, lost work time, or even travel.

Part One: Cancer Wellness/Health Screening
Provided when one of the tests listed below is performed after the waiting period and while the policy is in force. Payable once per calendar year, per covered person.

Cancer Wellness Tests
• Bone marrow testing
• Breast ultrasound
• CA 15-3 & CA 125 (blood tests for breast cancer)
• CEA (blood test for colon cancer)
• Chest X-ray
• Colonoscopy
• Flexible sigmoidoscopy
• Hemoccult stool analysis
• Mammography
• Pap smear
• PSA (blood test for prostate cancer)
• Serum protein electrophoresis
(blood test for myeloma)
• Skin biopsy
• Thermography
• ThinPrep pap test
• Virtual colonoscopy

Health Screening Tests
• Blood test for triglycerides
• Carotid Doppler
• Echocardiogram (ECHO)
• Electrocardiogram (EKG, ECG)
• Fasting blood glucose test
• Serum cholesterol test for HDL and LDL levels
• Stress test on a bicycle or treadmill

Part Two: Cancer Wellness-Additional Invasive Diagnostic Test or Surgical Procedure
Provided when a doctor performs a diagnostic test or surgical procedure after the waiting period as the result of an abnormal result from one of the covered cancer wellness tests in Part One. We will pay the benefit regardless of the test results. Payable once per calendar year, per covered person.
Waiting period means the first 30 days following the policy’s coverage effective date during which no benefits are payable